Before applying for an SBA Disaster Loan, you must verify that your area has been declared a disaster area (Presidential and SBA agency declared disasters).
Check the SBA Declared Disaster areas to see if you're eligible.
Browse or Search for your State and County.
If you find your county for an incident with an ongoing period- then you are in an approved disaster area, and can apply. If not, your area has not yet been designated.
Incident details, including the covered and surrounding counties, and additional documents (such as the Fact Sheet attached below) are available per incident listing.